If you are considering getting flood insurance for your property in Hebron CT, rely on the insurance experts at The Haas Agency. When most people think of a flood, they might think of devastating events like Hurricane Katrina and Hurricane Sandy. As even southern New Englanders are now aware of, these huge storms cause billions of dollars in damage.
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In reality, most floods are caused by far less catastrophic situations. In fact, did you know that it only takes a few inches of standing water to cause tens of thousands of dollars? For comprehensive flood insurance anywhere in the state of Connecticut, trust The Haas Agency. Did you know that every single house in the United States is technically in a FEMA flood zone? It seems hard to reconcile, but it’s just that some flood zones are worse than others.
Many people are unaware, but homeowner’s insurance does not cover flood damage. Regardless of where you live in Connecticut, flood insurance has to be purchased as a separate, stand-alone policy.
If you live in certain flood zones and have a mortgage on your home, your lender may require that you purchase a flood insurance policy. Flood insurance coverage is also useful because it reimburses you for the work that you do to sandbag your home, move furniture, and later remove debris. However, if you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.
When you need to speak to an expert on flood insurance, contact The Haas Agency. We will find insurance options that ensure that you have the comprehensive coverage you need, at the best rate in the state. Give yourself the peace of mind that comes from knowing that you and your home are protected. Call 860-430-9734 to speak with a professional at our convenient Glastonbury office.