Flood Insurance Mystic CT
If you’re considering flood insurance for your property in Mystic CT, then you’re on the right track to protecting your home. Rely on the insurance experts at The Haas Agency to continue leading you in the right direction. When most people think of a flood, they might think of devastating nor’easters and hurricanes. However, Mystic, Connecticut gets approximately 48 inches of rain, on average, every year. To put that into perspective, the US average is 38 inches of rain per year. As even southern New Englanders are now aware of, storms and high water have the potential to cause billions of dollars in damage.
Comprehensive CT Flood Insurance
In reality, most floods are caused by far less catastrophic situations. In fact, did you know that it only takes a few inches of standing water to cost tens of thousands worth of dollars? Flood damage is not protected under your home insurance policy, so to be protected you have to purchase it separately. If you want comprehensive flood insurance anywhere in the state of Connecticut, then trust The Haas Agency.
Homeowners Insurance Does Not Protect You Against Flood Damage
Did you know that every single house in the United States, regardless of location is technically in a FEMA flood zone? This seems hard to comprehend, but it’s designated flood zones are essentially to label zones more susceptible to floods. If you live in certain flood zones and have a mortgage on your home, then your lender may require that you purchase a flood insurance policy before approving your mortgage. Flood insurance coverage is especially useful, because it reimburses you for money spent on sandbagging your home beforehand, moving furniture, and debris. However, if you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.
When you need to speak to an expert on flood insurance, contact The Haas Agency. Our trustworthy agents will find insurance options give you the assurance you have the comprehensive coverage you need. And even better, you’ll know you’re securing the best rate possible. Call The HAAS Agency today at 860-430-9734 to speak with a professional at our convenient Glastonbury office.