Flood Insurance Portland CT
Are you searching for flood insurance information in Portland, CT? Look no further than The Haas Agency for your insurance needs. People may not think of Portland when they think about floods. They might automatically think of devastating hurricanes in tropical regions of the world. However, locals know that the Connecticut River floods like clockwork every April. Rain is also a huge factor.
Flood Zones
Most floods are not caused by catastrophic situations. Surprisingly, it takes just a few inches of standing water to cost tens of thousands of dollars! According to this article, Portland is subject to 34.13 inches of rainfall every year! If you are considering comprehensive flood insurance anywhere throughout the state of Connecticut, trust our team of experts at The Haas Agency. Technically speaking, every single house in the United States is in a FEMA flood zone. Each flood zone describes that land area in terms of its risk of flooding. It seems hard to imagine but simply put – some flood zones are just worse than others.
Most people may be unaware of the fact that homeowner’s insurance does not cover flood damage. It doesn’t matter where you live in the state of Connecticut, flood insurance is required to be purchased separately, as a stand-alone policy.
Purchasing Flood Insurance
Lenders may require you to purchase a flood insurance policy if you are taking out a mortgage on a home. Flood insurance coverage is also beneficial because it reimburses you for any work that you do to sandbag your home, or remove any debris. Locals in Portland CT understand the danger of snow-melt also as spring approaches after the cooler months. This can cause a lot of standing water in certain areas and can increase your risk of water damage. However, if you live outside a high-risk zone, or if you are no longer paying off a mortgage, flood insurance becomes optional.
The professionals at The Haas Agency are ready to answer your questions regarding flood insurance. We will work diligently to find insurance options that ensure that you have the comprehensive coverage you need. In addition to that, we will find you the best price in the state. You will find comfort in knowing that you and your home are protected from the inevitable. Call us today at 860-430-9734 to speak with one of our professionals. You can also visit our website for more information, and to see the other services we provide.
Flood Insurance Portland CT